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Use Your Excess Stock Market Gains to Actually Change Your Life

use-your-excess-stock-market-gains-to-actually-change-your-life

The S&P 500 is up roughly 100% over the past three and a half years. At its historical average annual return of about 10%, you’d expect it to be up closer to 40% over that same stretch. That’s an “excess gain” of 60%. I view this excess like free money you find on the street […]

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