Author: Financial Samurai

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Real Adults Are Not Financially Dependent On Their Parents (But That’s OK)

One of my biggest fears as a parent is raising kids who can’t launch into adulthood on their own. My hope is that by 26, three years...

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Why Americans Are Richer, Happier, And Healthier Than You Think

Recently, I shared a sample budget of a family of four earning $408,000 a year on Twitter, the amount third-party data deems necessary to...

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How Much A Family Needs To Earn To Live Comfortably By City: SF #1!

Back in 2018, I wrote that households need to earn $300,000 a year to live a middle-class lifestyle in an expensive coastal city. The...

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In Praise Of Unnecessary Suffering (Until It Does You In)

One of the greatest ironies in personal finance is that the people with the most money sometimes live the most uncomfortably. After...

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VCX NAV Estimate: What Fundrise’s Innovation Fund Is Really Worth

When Fundrise’s Innovation Fund (VCX) listed on the NYSE on March 19, 2026, its net asset value was $18.97 a share. Within days,...

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What It’s Like Waiting Out A 6-Month IPO Lockup As A Startup Employee

Before I die, I have a whole bucket list I want to get through. One item is experiencing what it’s like to be a startup employee...

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How The Rich Justify Buying $9+ Million Homes They Barely Use

I toured a $9 million house in Honolulu to better understand the luxury housing market. I love real estate, and visiting nice homes for...

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The Optimal Time to Stop Paying for Your Kids’ Activities

With the World Cup on, I’ve been thinking about all the parents currently spending $3,500 to $7,000 a year on travel league soccer,...

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The Dumbbell FIRE Investing Method To Safely Build Max Wealth

FIRE is ultimately about being set for life. You build a portfolio big enough to cover your expenses, and then your one job is to not blow...

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Live In The Most Expensive City You Can Afford To Build Wealth (And Have More Fun)

If you want a greater chance of building more wealth than the average person, live in one of the most expensive cities in the world. These...

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