Author: Financial Samurai

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Why the Feel-Good Wealth Effect From Real Estate Beats Stocks

There’s an endless debate over whether real estate or stocks are the better asset class. Although I’m a fan of both, I just...

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What Fundrise’s Innovation Fund NYSE Listing Means for Investors

One of the reasons I’ve been a long-time supporter and affiliate partner of Fundrise is its willingness to innovate. Since its founding...

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Why the Best Real Estate Deals Exist Outside the Frenzy Zone

If you want to find better value when buying a house, avoid the real estate frenzy zone. The real estate frenzy zone is the price range...

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Lose Weight By Embracing Your Inner Economist and PF Nerd

I have wanted to lose 10 pounds (~6% of body weight) ever since I started Financial Samurai in 2009. I have come close, dropping five to...

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$200,000 Is Now Considered Lower Income Or Poor For Families

I recently realized something that completely reframed how I think about income in America: a $200,000 household income is no longer...

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Why Letting an ARM Reset Can Be Smarter Than Refinancing

Unlike most people, I love ARMs, or adjustable-rate mortgages. Adjustable-rate mortgages have helped me save over $300,000 in mortgage...

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AI Can Be A Great Therapist For Many Of Your Problems

Although I’m convinced AI will eliminate millions of jobs and leave many young graduates unemployed and disoriented, there is one...

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The Main Reason I Won’t Buy a New Car Anytime Soon

Well folks, after 60 agonizing days of dealing with car salespeople, test-driving far too many vehicles, visiting two auto mechanics to...

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Having Kids Is The Best Way To Decumulate Wealth When FIRE

If you are a FIRE follower, then you have likely mastered the art of saving and investing aggressively. While your neighbors and colleagues...

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Practice Converting Annual Investment Returns Into Time Saved

If you want to achieve financial independence, every investment we make serves one purpose: to buy back our time. Time is infinitely more...

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