Author: Financial Samurai

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Giving Up My Sports Club Membership Despite the Health Benefits

Earlier this year, I decided to give up cable to simplify my life and save $120 a month. I don’t watch much TV, and when I do,...

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One Of The Best Benefits Of Wealth: Buying Peace And Quiet

There are a lot of things wealth is good for, but one of the most underrated benefits is being able to buy peace and quiet. As I was...

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Be Safe and Live: Don’t Work in AI When the Revolution Comes

For those who work in AI, let me share a cautionary tale based on history. You may be getting incredibly rich right now, but there’s...

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How To Convince Yourself To Invest Aggressively For A Better Tomorrow

One of the key ways to FIRE is to save and invest aggressively. You’ve forecasted your misery, therefore, you know that by the time...

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Investing More Than The Gift Tax Limit Shouldn’t Be A Problem

Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than...

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A Financial Dilemma: Save Your Parents, Your Children, or Yourself

After publishing my piece on the shocking cost of eldercare, a question kept nagging at me that I couldn’t shake: when money is...

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The Shocking Cost of Eldercare Most People Underestimate

At the Diamond Head pickleball courts in Honolulu, I met a man who said he had just put his 94-year-old mother in an eldercare home. Since...

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Your Car Payment Is A Huge Roadblock To Financial Freedom

I must live in a bubble. Because in my circle, I don’t know anybody who has a car worth more than 1/10th of their annual gross...

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FIRE Psychology During a Stock Market and Economic Downturn

As someone who’s been writing about FIRE (Financial Independence Retire Early) since 2009 and actually leaving full-time work for...

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American Universities Hiring H-1B Foreign Workers Seems Off

As a parent to two young children, I am a target client for universities everywhere. So far, I have saved over $800,000 in two 529 plans to...

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