Warning: Households Have More Wealth in Stocks Than Real Estate
Beyond expensive valuations, with the S&P 500 trading at roughly 22 times estimated forward earnings, another concern for the stock...
How Much To Spend On House Cleaning By Income and Net Worth
After two years of living in a larger house and cleaning it ourselves, we’ve finally come to a point where we’d like to...
The Third Rule Of Financial Independence Could Also Be Your Biggest Regret
As someone who has been writing about financial independence and escaping corporate America since 2009, I’ve developed several rules that...
Investment Gains Shouldn’t Cancel Out Your Cash Flow Problems
I’m in a cash crunch, and it doesn’t feel good. After buying my house in 2023 and living paycheck to paycheck for six months, I...
Overcoming Financial Hopelessness When Life Feels Impossible
Recently, I’ve been experiencing a bout of financial hopelessness that’s been surprisingly hard to shake. Rationally, I know I’ll be...
Selling Treasury Bonds Is Easy, But Consider The Tax Implications
As savers, we are being rewarded with higher risk-free yields. Treasury bills (T-bills), Treasury bonds, and money market funds are still...
Big Lot vs Great Views: Deciding Which Home Offers More Value
Ideally, you want to find a home with both a big lot and amazing views. These are the two special features that most buyers covet the most,...
Why Housing Affordability Could Actually Be At An All-Time High
Conventional wisdom says we’re in a housing affordability crisis. With higher mortgage rates and higher home prices, buying a home has...
Time to Buy A New Car: Mine Is 10 Years Old & Causing Problems
Well folks, the time has finally come to buy a new car. After buying eight cars in my first ten years out of college thanks to my former...
Living Solely Off Social Security Benefits In Retirement Is Possible
About 10 years ago, I tried logging onto SSA.gov to check my Social Security benefits. You would think after decades of paying FICA taxes...