Escaping The Permanent Underclass May Not Be Necessary After All
One of the more entertaining aspects of financial social media is watching hyperbole get passed around like a hot potato. Almost every...
Be Careful Sabotaging Your Retirement For Private Grade School
My primary goal for this site is to help you achieve financial freedom sooner rather than later. And if you’re still on your path to...
How ETFs, Open End Mutual Funds, and Closed End Funds Actually Trade
After Fundrise announced it plans to list the Innovation Fund on the NYSE, I decided to do some more research on how different funds...
Why the Feel-Good Wealth Effect From Real Estate Beats Stocks
There’s an endless debate over whether real estate or stocks are the better asset class. Although I’m a fan of both, I just...
What Fundrise’s Innovation Fund NYSE Listing Means for Investors
One of the reasons I’ve been a long-time supporter and affiliate partner of Fundrise is its willingness to innovate. Since its founding...
Why the Best Real Estate Deals Exist Outside the Frenzy Zone
If you want to find better value when buying a house, avoid the real estate frenzy zone. The real estate frenzy zone is the price range...
Lose Weight By Embracing Your Inner Economist and PF Nerd
I have wanted to lose 10 pounds (~6% of body weight) ever since I started Financial Samurai in 2009. I have come close, dropping five to...
$200,000 Is Now Considered Lower Income Or Poor For Families
I recently realized something that completely reframed how I think about income in America: a $200,000 household income is no longer...
Why Letting an ARM Reset Can Be Smarter Than Refinancing
Unlike most people, I love ARMs, or adjustable-rate mortgages. Adjustable-rate mortgages have helped me save over $300,000 in mortgage...
AI Can Be A Great Therapist For Many Of Your Problems
Although I’m convinced AI will eliminate millions of jobs and leave many young graduates unemployed and disoriented, there is one...