Author: Financial Samurai

Uncategorized Views: 4

Warning: Households Have More Wealth in Stocks Than Real Estate

Beyond expensive valuations, with the S&P 500 trading at roughly 22 times estimated forward earnings, another concern for the stock...

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How Much To Spend On House Cleaning By Income and Net Worth

After two years of living in a larger house and cleaning it ourselves, we’ve finally come to a point where we’d like to...

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The Third Rule Of Financial Independence Could Also Be Your Biggest Regret

As someone who has been writing about financial independence and escaping corporate America since 2009, I’ve developed several rules that...

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Uncategorized Views: 9

Investment Gains Shouldn’t Cancel Out Your Cash Flow Problems

I’m in a cash crunch, and it doesn’t feel good. After buying my house in 2023 and living paycheck to paycheck for six months, I...

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Uncategorized Views: 8

Overcoming Financial Hopelessness When Life Feels Impossible

Recently, I’ve been experiencing a bout of financial hopelessness that’s been surprisingly hard to shake. Rationally, I know I’ll be...

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Uncategorized Views: 11

Selling Treasury Bonds Is Easy, But Consider The Tax Implications

As savers, we are being rewarded with higher risk-free yields. Treasury bills (T-bills), Treasury bonds, and money market funds are still...

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Big Lot vs Great Views: Deciding Which Home Offers More Value

Ideally, you want to find a home with both a big lot and amazing views. These are the two special features that most buyers covet the most,...

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Uncategorized Views: 12

Why Housing Affordability Could Actually Be At An All-Time High

Conventional wisdom says we’re in a housing affordability crisis. With higher mortgage rates and higher home prices, buying a home has...

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Time to Buy A New Car: Mine Is 10 Years Old & Causing Problems

Well folks, the time has finally come to buy a new car. After buying eight cars in my first ten years out of college thanks to my former...

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Uncategorized Views: 12

Living Solely Off Social Security Benefits In Retirement Is Possible

About 10 years ago, I tried logging onto SSA.gov to check my Social Security benefits. You would think after decades of paying FICA taxes...

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