New Bills Propose Lowering Federal Student Loan Rates Starting July 2026
Two bills introduced in Congress last month propose sharply cut federal student loan interest rates: one to 0%, the other to a fixed 2%....
How to ACATS Lock Your Brokerage Account
Whenever you want to move brokerage accounts, you typically use ACATS to do it. ACATS stands for Automated Customer Account Transfer...
Why The SEC May No Longer Allow “Hedge Clauses” In Client Advisory Agreements (And How To Replace Them Compliantly)
Advisory firms often rely on long-standing Investment Management Agreement (IMA) templates that include liability waivers without...
Why You Shouldn’t Name Minor Children As Beneficiaries
Key Points Insurance companies and financial institutions cannot legally pay a death benefit directly to a minor child. If you name your...
Investing More Than The Gift Tax Limit Shouldn’t Be A Problem
Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than...
8 Best Places To Sell Musical Instruments for Cash
Do you have musical instruments you’re no longer using and want to sell? In my household, we play piano, violin, cello, and ukulele, so...
College Board’s Education Pays 2026 Report Confirms: A Degree Still Pays Off
Key Points Bachelor’s degree holders earned a median of $81,800 in 2024 ($31,200 (62%) more than high school graduates) and took home...
Tony Thurmond Backs Billionaire Tax For K-14 Schools As He Runs for California Governor
The big picture: California’s top education leaders painted an optimistic picture of the state’s K-14 system at the ASU+GSV Summit in...
5 Beneficiary Designation Mistakes That Can Wreck Your Estate Plan
Key Points Beneficiary designations on retirement accounts, life insurance, and bank accounts are legally binding contracts that override...
Exercises To Help Clients Better Navigate The Transition To Retirement After Having Done It Yourself: #FASuccess Ep 485 With Michael Kay
Welcome everyone! Welcome to the 485th episode of the Financial Advisor Success Podcast! My guest on today’s podcast is Michael Kay....