How Much A Family Needs To Earn To Live Comfortably By City: SF #1!
Back in 2018, I wrote that households need to earn $300,000 a year to live a middle-class lifestyle in an expensive coastal city. The...
How Much Does It Cost To Own a Dog?
Wondering how much it costs to own a dog? If you’re reading this, maybe you’re thinking about getting a dog, or maybe you already have...
Why A 14X EBITDA Sale Price In Headlines Often Really Isn’t By The End
For most of their history, advisory firms were incredibly illiquid small businesses, and founders had to spend years or even a full decade...
How Real Is The Student Loan Tax Bomb? What The IRS Data Says
Key Points IRS data shows the student loan tax bomb has historically been tiny: the Joint Committee on Taxation estimated it collected only...
What Is Student Loan Entrance Counseling?
If you’re planning to take out federal student loans, you’ll be required to take student loan entrance counseling. The required...
Nelnet FAQ Signals Department Of Education Cut SAVE Exit Timeline By 3 Months
Nelnet has quietly revised its end-of-SAVE-plan FAQ to shorten its notice timeline: every 90-day notice from the servicer will now go out...
How To Cash A Paper Savings Bond
Paper savings bonds are still sitting in drawers, safes, and safe deposit boxes all over America and cashing one in 2026 is a little harder...
IRS Data: Families Paid Just $464 On Average In 529 Plan Penalties
New IRS data shows that the dreaded 529 plan penalty is far less common, and far less painful, than most families fear. According to the...
HSA Rollover: How To Do It And What To Know
If you’ve changed jobs a few times, there’s a good chance you have more than one Health Savings Account (HSA) sitting with...
In Praise Of Unnecessary Suffering (Until It Does You In)
One of the greatest ironies in personal finance is that the people with the most money sometimes live the most uncomfortably. After...