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What Credit Score Is Needed To Refinance Student Loans?

Key Points Most major student loan refinance lenders require a FICO score of about 650 to 680 to qualify, but the lowest advertised rates...

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IDR Backlog Falls to 530,295 in April as Education Department Sets New Processing Record

The Department of Education’s income-driven repayment (IDR) application backlog dropped to 530,295 at the end of April 2026, down...

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5 Best Dental School Student Loans: Federal And Private

It can be tough to figure out how to pay for dental school. That’s where dental school student loans may come into play. According to...

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Best 12-Month CD Rates for May 13, 2026: Up to 4.15%

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as...

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Democrats File Resolution to Block ED’s OBBBA Student Loan Final Rule

A group of Democratic lawmakers in both the House and Senate want to block the Department of Education’s final regulations...

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Retaining The Next Gen In The “Great Wealth Transfer”: Planning Opportunities To Build Relationships With Clients’ Heirs

A major focus in financial planning circles is the “Great Wealth Transfer” expected to unfold over the coming years, as members...

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NY Fed: 3.6 Million Federal Student Loan Borrowers Have Defaulted Since October

Federal student loan defaults are growing. The New York Fed’s latest Quarterly Report on Household Debt and Credit shows roughly 3.6...

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Are There Charities That Pay Off Student Loans? Here’s What’s Real In 2026

Borrowers searching online for “charities that pay off student loans” mostly find debt-relief operators charging fees, not...

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Time Fixes Most Financial Mistakes Because You Grow Richer

One of the issues we frugal people despise is going through buyer’s remorse. We don’t want to feel stupid or ripped off, so we tend...

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How I Reached Financial Independence at 25 With a $1,000,000 Net Worth

Do you want to reach financial independence and have the option to retire early? Today, I’m excited to share an interview with Cody...

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