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How To Get Organized For Taxes Using An Income Tax Binder

One of the hardest parts of doing taxes yourself is simply gathering all of the information you need! If you have a side hustle,...

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Which States Tax Student Loan Forgiveness?

While many types of student loan forgiveness are tax-free federally, several states may levy taxes on student loan forgiveness. Even though...

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Understanding Grandparent-Owned 529 Plans

What is a grandparent-owned 529 college savings plan? How do they work? What do you need to know about them and what changes should you...

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Best Student Loan Refinance Rates for January 15, 2026: Low as 3.84%

Student loan refinance rates increased a bit from their lows. As of January 15, 2026, student loan refinance lenders are offering fixed...

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Practice Converting Annual Investment Returns Into Time Saved

If you want to achieve financial independence, every investment we make serves one purpose: to buy back our time. Time is infinitely more...

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How We Quit Our 9-5 Jobs and Built a $1,000,000+ Online Business to Reach Financial Freedom

One of my favorite things about running Making Sense of Cents is getting to share real stories from people who started right where many of...

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Free Tax Software 2026: Where To File Your Taxes For Free

Free tax software is elusive. The biggest tax companies tend to keep their free options hidden, while companies that advertise free filing...

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