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Debt Snowball vs. Debt Avalanche: Which Debt Payoff Method Is Best?

The debt snowball and debt avalanche are two of the most popular methods for paying off debt. When you first start paying off debt, the...

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Best 12-Month CD Rates for January 21, 2026: Up to 4.10%

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as...

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How Does A College Admissions Waitlist Work?

Being placed on a college admissions waitlist can create a mixed bag of emotions for applicants. On one hand, it isn’t an outright...

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The Main Reason I Won’t Buy a New Car Anytime Soon

Well folks, after 60 agonizing days of dealing with car salespeople, test-driving far too many vehicles, visiting two auto mechanics to...

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How to Get an IRS Identity Protection PIN

If you’re concerned about tax identity theft, your best protection is to get a 6-digit IRS Identity Protection PIN (IP PIN) from the IRS...

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Best Tax Software For Students (And Student Loan Borrowers)

College students need to do their taxes, and many have student loans. So, if you’re a student or a student loan borrower, which tax...

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5 Best HELOC Alternatives For Home Equity In 2026

If you’re a homeowner with a significant amount of equity in your home, taking out a home equity line of credit (HELOC) may come to...

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Best Student Loan Rates for January 20, 2026: Low as 2.69%

Student loan rates are starting to see lenders battle to have the lowest rate. As of January 20, 2026, private student loan lenders are...

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When To Hire A Student Loan Professional

Key Points Not all student loan help is equal. Lawyers, certified financial planners, and free counselors each play very different roles....

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17 Best Side Hustles for Book Lovers

Do you want to know about the best side hustles for book lovers? I read 70 books last year, and so far in the last week, I have read 6, so...

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