Best Student Loan Repayment Plans (Updated For OBBBA)
Key Takeaways Federal student loan repayment is now simplified under OBBBA into just three main options: Standard, IBR, and RAP. The right...
RAP vs. IBR: What Student Loan Borrowers Need To Know
Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option...
Repayment Assistance Plan (RAP) Student Loan Calculator
Key Points The Repayment Assistance Plan (RAP) is set to replace current income-driven repayment options for federal student loans. Monthly...
Best Student Loan Refinance Rates for January 29, 2026: Low as 3.84%
Student loan refinance rates have remained steady through the end of January. As of January 29, 2026, student loan refinance lenders are...
Education Freedom Tax Credit: Who Qualifies and When
Key Points The Education Freedom Tax Credit will allow taxpayers to reduce up to $1,700 in federal income taxes to fund scholarships for...
GradGuard Insurance Review: Pros, Cons, And Alternatives
GradGuard is one of the leading providers of tuition insurance and dorm room renters insurance in the United States. College is often the...
Best 12-Month CD Rates for January 28, 2026: Up to 4.10%
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as...
The Truth About Administrative Bloat At U.S. Colleges
Key Points Rumors have grown in recent years that college cost increases have been driven by administrative bloat – colleges hiring...
How To Completely Organize Your Finances And Your Money
When you start thinking about your money, the key place to start is organization. It’s essential that you organize your finances so...
$200,000 Is Now Considered Lower Income Or Poor For Families
I recently realized something that completely reframed how I think about income in America: a $200,000 household income is no longer...