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Government Shutdown and Student Loans Explained (2026 Update)

At-a-Glance ✅ Payments still due and loan servicers remain open, collection activity will still happen. ✅ IDR applications will still...

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IRS Transcript Codes And WMR Reference Codes

Curious about what that IRS transcript code means? Or did you get an error code on WMR? One of the biggest questions we see during tax...

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Should You Pay For Audit Protection For Your Taxes?

Audit protection is a service most tax preparation companies advertise as an upsell to help you if you get a notice from the IRS.  These...

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Lose Weight By Embracing Your Inner Economist and PF Nerd

I have wanted to lose 10 pounds (~6% of body weight) ever since I started Financial Samurai in 2009. I have come close, dropping five to...

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This Week In College And Money News: January 30, 2026

There was lot of federal action over the last week, and states are also responding to the massive changes facing higher ed. Here’s a...

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College ROI Calculator (Return On Investment For Education)

Use our free college ROI calculator to estimate the expected return on investment of what you’re going to pay for your college...

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Best Student Loan Repayment Plans (Updated For OBBBA)

Key Takeaways Federal student loan repayment is now simplified under OBBBA into just three main options: Standard, IBR, and RAP. The right...

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RAP vs. IBR: What Student Loan Borrowers Need To Know

Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option...

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Repayment Assistance Plan (RAP) Student Loan Calculator

Key Points The Repayment Assistance Plan (RAP) is set to replace current income-driven repayment options for federal student loans. Monthly...

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Best Student Loan Refinance Rates for January 29, 2026: Low as 3.84%

Student loan refinance rates have remained steady through the end of January. As of January 29, 2026, student loan refinance lenders are...

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