Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as...

While there are no specific 529 plan contribution limits, most people consider the $19,000 annual gift tax exclusion to be the main...

In July 2009, I started Financial Samurai to make sense of the financial destruction unfolding at the time. I had been toying with the idea...

If your financial aid package falls short of your need, you can ask the college for more financial aid by sending them a financial aid...

Key Points Families making $100,000 to $200,000 are taking home less money than ever due to mismatched tax deductions and benefit cliffs...

It’s almost tax season! And the number one question we see every year is: when can I expect my tax refund? Most taxpayers receive...

Empower (previously known as Personal Capital) has been a leading money management tool for the last few years. They offer great spending...

HSA Bank offers a robust health savings account, as well as FSAs and more. A Health Savings Account (HSA) offers triple tax benefits. It...

Student loan rates have held steady going into the last week of the year. As of December 30, 2025, private student loan lenders are...

Key Points Tax refunds in early 2026 could be $1,000 to $2,000 larger for many households due to retroactive tax law changes. Bigger...