Author: Robert Farrington

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576,000+ Borrowers Still Stuck in Student Loan Repayment Plan Backlog

Key Points A court filing shows 576,609 borrowers remain stuck in a repayment plan processing backlog, down from 1.4 million in July 2025....

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200,000 Borrowers Await Ninth Circuit Ruling on $12 Billion Student Loan Settlement

Exterior view of the United States Court of Appeals, Ninth Circuit Key Points The Ninth Circuit Court of Appeals heard arguments today on...

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Spousal IRA: How Non-Working Spouses Can Still Save for Retirement

Key Points A non-working spouse can contribute up to an IRA, as long as the household has enough earned income to cover the contribution....

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This Week In College And Money News: March 20, 2026

Colleges are facing mounting pressure from multiple directions: federal policy, financial strain, and shifting student behavior. This...

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Treasury Department Takes Over Student Loan Collections From Dept Of Education

Key Points Department of Education is transferring responsibility for defaulted student loan collections to the Department of Treasury....

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Best Student Loan Refinance Rates for March 19, 2026: Credible Leads At 3.67%

Student loan refinance rates have held relatively steady to start the month of March. As of March 19, 2026, student loan refinance lenders...

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Roth Conversion Ladder Explained For FIRE

Key Points A Roth conversion ladder lets early retirees access traditional retirement funds before age 59½ without the 10% early...

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Best 12-Month CD Rates for March 18, 2026: Up to 4.15%

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as...

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Parents Spend $1,474/Month on Adult Kids vs. $673 on Retirement

Key Points Student loan debt has reached $1.8 trillion across 42 million borrowers, and a Fidelity study finds that borrowers over 50 have...

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Best Order of Operations For Saving For Retirement

Looking to start saving and investing? What account or order of accounts should you use first? Your 401k? IRA? HSA? I’m a big fan of...

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