Author: Mark Kantrowitz

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How To Hack The FAFSA In 2027-28: 7 Legal Moves That Lower Your SAI

Key Points The 2027-28 FAFSA uses 2025 income, and the 2028-29 FAFSA uses 2026 income. Parents of high school juniors can still change the...

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Do Unemployment Benefits Count On The FAFSA? 2027-28 Rules

Key Points Unemployment benefits are taxable income, so they’re already included in the adjusted gross income the FAFSA pulls from...

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12 Commitments Congress Should Make To College Students Instead Of Trump’s Compact

Key Points The Trump administration’s 2025 Compact for Academic Excellence asked colleges for concessions in exchange for vague funding...

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How Trusts Affect Financial Aid: Rules On Revocable, Irrevocable And Court-Ordered Trusts

Key Points 1 Federal law lists trusts as a reportable asset, and the Department of Education says a trust is the beneficiary’s asset even...

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Why Elite Colleges Are Racing To Offer Free Tuition

Key Points Thirty-three colleges now advertise free tuition to families earning $100,000 or more, and 12 of them set the threshold at...

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2027 – 2028 Student Aid Index (SAI) Chart And Calculator

The Student Aid Index (SAI) is the key metric that colleges use to calculate your financial need as a relates to providing financial aid...

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Dollar Cost Averaging vs. Lump Sum Investing: Which Is Best?

Dollar-cost averaging is a simple but effective strategy for addressing stock market volatility. Instead of trying to time the market with...

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What Happens To A 529 Plan If The Account Owner Dies?

Every 529 plan has an account owner and a beneficiary. Most families spend a lot of time thinking about the beneficiary and almost none...

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Best 529 Plans For 2026: State Tax Breaks Beat Low Fees In Our Net ROI Rankings

Key Points For most families, the best 529 plan is your own state’s plan: most states only give the tax break if you use their plan,...

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New Federal Loan Limits Could Nearly Double Private Student Loan Volume in 2026

Starting July 1, 2026, the federal government is capping how much graduate students and parents can borrow for college. The Federal Grad...

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