Author: Mark Kantrowitz

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Dollar Cost Averaging vs. Lump Sum Investing: Which Is Best?

Dollar-cost averaging is a simple but effective strategy for addressing stock market volatility. Instead of trying to time the market with...

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What Happens To A 529 Plan If The Account Owner Dies?

Every 529 plan has an account owner and a beneficiary. Most families spend a lot of time thinking about the beneficiary and almost none...

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Best 529 Plans For 2026: State Tax Breaks Beat Low Fees In Our Net ROI Rankings

Key Points For most families, the best 529 plan is your own state’s plan: most states only give the tax break if you use their plan,...

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New Federal Loan Limits Could Nearly Double Private Student Loan Volume in 2026

Starting July 1, 2026, the federal government is capping how much graduate students and parents can borrow for college. The Federal Grad...

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Can You Settle Federal Student Loans for Less? What the Rules Say in 2026

The federal government does not have the legal authority to forgive all student loans through executive action. But in narrow...

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38% Of Students Graduate College Debt-Free — Here’s What They Do Differently

Only 38% of college students graduate without any student loan debt, but the ones who pull it off don’t always do it the way...

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Borrower Defense Program: How Defrauded Students Can Apply for Federal Loan Forgiveness in 2026

Borrowers who were defrauded by their college may be able to get their federal student loans canceled and previous payments refunded by...

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Stanford Study: Entry-Level Software Jobs Down Nearly 20% as AI Reshapes Hiring for College Grads

Key Points Entry-level software developer jobs have declined nearly 20% since 2022, with other AI-exposed entry-level roles like customer...

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Federal Student Loan Interest Rates For 2026-2027

The new interest rates on federal student loans for 2026-27 school year are set to rise slightly. The interest rates on federal student...

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Which Colleges Offer Free Tuition? Full List Of Schools

Key Points A growing number of U.S. colleges and universities are offering free tuition for undergraduate students. There are also a large...

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